Seller's Estimated Net Proceeds
See your estimated take-home cash at closing—including custom commission options (0%–10%), buyer credits ($0–$20k+), property tax prorations, and official Texas title insurance rates.
Live Capital & Proceeds Flow Distribution
Target Sale: $500,000What If a Buyer Offers Less Than Asking?
Itemized Texas Closing Deductions
TDI Promulgated & Fixed FeesWhy Texas Title & Escrow Fees are Fixed:In Texas, Owner's Title Insurance premiums are strictly mandated by the Texas Department of Insurance (TDI) basic rate schedule across all title companies. Escrow settlement fees are standard flat rates (~$650 avg in Houston/Galveston).
Maximize Your Net Proceeds
Our pre-listing strategy and targeted home presentation eliminate buyer repair objections, compressing days on market and securing top-tier counter-offers.
Compare Offer Scenarios & Net Equity
Model how counter-offers, buyer credits, and commission structures impact your actual walkaway cash.
| Commission Structure | -$20k Offer $480,000 | -$10k Counter $490,000 | Target Price $500,000 | +$10k Counter $510,000 | +$20k Premium $520,000 |
|---|---|---|---|---|---|
| 10.0% Full Premier Staging & Global Advisory | $221,044 | $229,992 | $238,939 | $247,886 | $256,834 |
| 8.0% Expanded Marketing Tier | $230,644 | $239,792 | $248,939 | $258,086 | $267,234 |
| 6.0% Traditional 3% List / 3% Buyer | $240,244 | $249,592 | $258,939 | $268,286 | $277,634 |
| 5.8% | $241,444 | $250,817 | $260,189 | $269,561 | $278,934 |
| 5.5% (Selected Plan) 3% List / 2.5% Buyer | $242,644 | $252,042 | $261,439 | $270,836 | $280,234 |
| 5.0% 3% List / 2% Buyer (Benchmark) | $245,044 | $254,492 | $263,939 | $273,386 | $282,834 |
| 4.5% | $247,444 | $256,942 | $266,439 | $275,936 | $285,434 |
| 4.0% 2% List / 2% Buyer | $249,844 | $259,392 | $268,939 | $278,486 | $288,034 |
| 3.0% 3% List / 0% Buyer (Direct Buyer) | $254,644 | $264,292 | $273,939 | $283,586 | $293,234 |
| 2.8% | $255,844 | $265,517 | $275,189 | $284,861 | $294,534 |
| 2.0% 2% List / 0% Buyer (Flat Listing) | $259,444 | $269,192 | $278,939 | $288,686 | $298,434 |
| 0.0% 0% Commission (FSBO Unrepresented) | $269,044 | $278,992 | $288,939 | $298,886 | $308,834 |
Maximize Your Net Equity With an Official Home Valuation Report
Every dollar negotiated in concessions, title credits, or list price velocity directly impacts your take-home net proceeds. Request a comprehensive Home Valuation with The Legacy Group advisory team to evaluate closed MLS comps and maximize your equity.
Texas TAR-1935 Closing Statement Breakdown
Complete itemized schedule matching the Texas Association of Realtors standard legal form.
Ready to Maximize Your Realized Equity at Closing?
A digital calculator models mathematical baselines. In practice, settlement costs and concessions are aggressively negotiated. Dr. Charles Lehnhoff (MBA, REALTOR®) and our advisory team structure contracts to safeguard your equity—leveraging TDI Rule R-8 title credits, T-47 survey protections, and accurate pricing to prevent concession erosion.
Homeowners who purchased or refinanced in the past 2–8 years may qualify for up to a 40% discount on their Texas owner title policy. We audit your previous settlement statement to secure your statutory credit.
Avoid spending $600–$1,200 on an unnecessary new survey. We review your existing boundary survey and draft compliant TAR-1907 / T-47 affidavits to satisfy title underwriters and lenders.
Pricing precision insulates your proceeds against appraisal deficits and buyer concession demands. We calibrate listing velocity with hyper-local micro-market absorption across Galveston, Harris, and Brazoria counties.