PREFERRED LENDING NETWORK · HOUSTON & TEXAS GULF COAST

Know Your Buying Power With Trusted Local Mortgage Partners.

Getting pre-approved with a knowledgeable local lender gives you a clear monthly budget and a stronger offer when you find the right home. Explore our preferred lending specialties below or request a fast pre-approval introduction.

See What I Qualify ForMonthly Payment Calculator
01 · Fast Pre-Approvals

Know Your Budget in Minutes

Get a clear breakdown of your buying power, interest rate options, and down-payment choices before you start touring homes.

02 · Local Texas Expertise

No MUD Tax or Insurance Surprises

Out-of-state online lenders often miscalculate Texas MUD taxes and coastal windstorm insurance. Our local partners get the numbers right from day one.

03 · On-Time Closings

Direct Communication

Work with responsive local loan officers who coordinate directly with your agent, title company, and appraiser so your closing stays on schedule.

PREFERRED MORTGAGE PARTNERS

Lending Programs for Every Stage of Life

Select a lending category below to see what you qualify for, or reach out to our team at (832) 225-2325 for a personal introduction to our vetted local loan officers.

Texas Mortgage Consultation & Pre-Approval Advisory
Conventional · FHA · First-Time BuyersSame-Day Pre-Approval

Residential & Move-Up Lending Partners

Local Texas mortgage advisors specializing in primary residences, first-time buyer down-payment programs, and smooth bridge strategies for families moving up across Greater Houston, League City, Pearland, and Friendswood.

  • Custom rate comparisons across multiple wholesale & direct lenders
  • Accurate upfront Texas MUD tax & homeowner insurance escrows
  • Fast pre-approval letters tailored to strengthen your offer
Pre-approval in 15–30 mins
VA Home Loans · Military & Veterans$0 Down Eligible

Veterans & Military Lending Specialists

As a proudly veteran-owned real estate team, we partner with dedicated VA loan specialists who honor your service with zero-down-payment options, competitive VA interest rates, and waived lender fees.

  • 0% down payment with no monthly Private Mortgage Insurance (PMI)
  • Expertise in Texas Veterans Land Board (VLB) & VA disability tax exemptions
  • Streamlined VA appraisal & closing coordination
Dedicated Veteran Desk
Galveston Island · Waterfront · JumboCoastal & Second-Home Experts

Coastal, Waterfront & Jumbo Lenders

Financing a bayfront home, canal property, or Galveston Island beach house requires a lender who understands windstorm (TWIA), flood zone escrows, pilings, and coastal condo guidelines from day one.

  • Jumbo, second-home, and vacation-home financing up to $5M+
  • Experienced with Galveston Island, Tiki Island, Kemah & San Leon underwriting
  • No last-minute coastal insurance or elevation certificate delays
Custom Coastal Underwriting
Investors · DSCR · Land & CommercialFlexible Qualification

Investment, Vacation Rental & Land Lenders

Financing solutions for rental property investors, short-term beach rentals, custom home construction, acreage tracts, and commercial real estate acquisitions across the Houston and Gulf Coast corridor.

  • DSCR loans qualified on property rental cash flow
  • One-time-close custom construction & acreage land loans
  • SBA 504/7(a) & commercial portfolio lending introductions
Investor & Commercial Desk
FAST, NO-OBLIGATION PRE-APPROVAL

Get Matched With a Trusted Local Lender

Tell us a little about what you are looking to buy, and we will connect you directly with the right preferred mortgage partner for your loan type, neighborhood, and budget.

Want to run the numbers first?Open our Texas Monthly Payment & MUD Tax Calculator →
Consumer Notice & RESPA Disclosure: The Legacy Group® is a real estate team sponsored by Keller Williams Preferred and is not a mortgage lender. Buyers are never required to use a preferred or recommended lender as a condition of representation and are always free to shop around and select any mortgage lender of their choice. The Legacy Group® does not accept referral fees or compensation from mortgage lenders. All loan approvals, interest rates, and terms are subject to lender underwriting and borrower qualification.